My name is Ruskin R. Shipp and I am the president of Macon Mortgage, Inc in Macon, Georgia. I have been
working with numerous realtors for 15 years.  Zach recently handled a personal transaction for me on the
sale of my beach house at St Joe Beach. Zach did a fantastic job throughout the entire process. I was
happy, the buyer was happy and the whole process was just as smooth as silk.  He is by far the most
hands-on and experieced realtor I have ever known, and folks when you own a mortgage company, you
know quite a few realtors. If your looking for the best, you better call Zach.

Ruskin Shipp
Macon Mortgage, Inc
                                          SMITH INVESTMENT PROPERTIES, LLC

                                             LICENCED REAL ESTATE BROKER

                      1725 MAHAN DRIVE TALLAHASSEE, FL 32308, PH. (850)219-1113  

Zach, I would like to thank you for your hard work in selling our property.  As a Realtor I know how difficult
these market conditions are, and I was extremely impressed in your ability to market our property.  It was
very enjoyable to work with you as our Realtor and we felt confident in your market knowledge as well as
your ability to work hard on our behalf.  We would like for you to list two other properties that we have in
Gulf County, due to the excellent service that you provided our family.  Thank you again for all of your help
and I will definitely refer you to all of our friends who need a Realtor in that area.

Gary Smith Jr
Smith Investment Properties, LLC
850-219-1113
gsmithjr@embarqmail.com


Zach was great assistance to Lisa (my wife) and I as we sought purchase of our first home.  His efforts
were tireless and he never failed to follow through or answer our questions.  He showed us home after
home and proved exquisite knowledge of the local market.  As a developers attorney I come into contact
with Realtors every day.  Zach is the one I recommend.  


Clayton B. Studstill, Esq
We contacted Zach to help us identify investment property on the coast.  He provided us with the
information we needed to not only identify potential properties, but evaluate, compare, and decide on the
specific property we purchased in only a few days.  That saved us considerable time and money.  His
specific knowledge of the market and surrounding area allows him to continually bring us any
opportunities that may arise with our property or other potential deals.  We try to stay in touch with Zach
for that specific reason and plan to do other deals with him in the months and years to come.  

John Hale

Hale & Etheridge Development Group
When Teresa and I started looking for our dream beach property we contacted Zach Childs.  He was
instantly likeable, friendly, always courteous, extremely knowledgeable, and most willing to invest the time
to help research our interests.  We worked with Zach in person, over the internet, and phone.  He did not
try to sell us on his favorites or push his point of view, but rather helped us think through pros and cons
of what we wanted.  He showed us properties that were new, old, waterfront, water view, secluded,
wooded, rentals, and helped us understand the value and tax consequences of each one.  And of course
he explained the value of location, location, and location. He showed us everything we wanted and a great
deal more; he always did what he said he would do. When we were ready, he worked with us to develop a
highly tailored purchase offer that worked for us and the seller.   Thanks to Zach, we now own a wonderful
gulf front condominium in Mexico Beach, and enjoy our home away from home as often as possible.  Zach
is a top performing real estate professional with high integrity and a strong commitment to our community.
 I unequivocally recommend you contact Zach if you are interested in discussing Gulf Coast real estate, or
just need information or advice about our community.   

Doug Pearson, Major General, USAF (retired)

Zach has proven to be a very well informed, tuned-in agent for the Mexico
Beach area. He send out a very useful report via email to clients and
potential clients, whereby he disseminates what has been happening in the
market and adds his own editorial of what he expects to happen in the
future. Along with these pluses he's also a very nice guy.

Chuck Fuller

Developer
Zach is a hard worker.  When I was ready to sell my house, he did it in a timely manner, and kept me posted
on all showings of the property, as well some suggestions on how it might sell quicker.  I don't have to
worry about my property during bad weather, either, Zach gladly checks up on it and lets me know of any
damages.  
He is honest and dependable, and simply the best in Mexico Beach!

War Eagle!
Nicole Nichols
Zach was excellent to work with and available anytime I called.  Each question
or concern was quickly handled.  He even made trips to the attorney's office for me in order to expedite
the process.  I would recommend him to any prospective buyer or seller.   


Rick Ragan
Consumer Lender
PeoplesSouth Bank
Zach,

We just wanted to say "thanks" again for helping us find the perfect home in Mexico Beach.  You helped
our dream of moving to the beach come to fruition.  We were both nervous about this transition in our
lives.  Thanks to you, it was a great experience.  We were extremely impressed with your knowledge of the
local real estate market, your desire to get us the absolute best deal possible, and your ability to "make
things happen" when we needed them to.  

Sincerely,

Grant & Holly Terry
I'd like to make you my next